The Importance of Naming Beneficiaries

A major issue in estate planning is whom to name as beneficiaries on life insurance policies, pension plan accounts, IRAs, and annuities. This important decision often doesn’t consider the substantial estate and income tax consequences the beneficiary may incur. So, before you name a beneficiary, you may wish to gain a basic understanding of beneficiary… Read More

Retirement Planning is not the same as playing a video game. Because, you can’t hit the reset button.

Growing up, I loved playing video games. One of my favorite games was the Galaga, developed and published by Namco. The game puts the player in control of a 2-dimensional spacecraft which is situated at the bottom of the screen fighting off the enemy aliens arriving in formation at the beginning of each level. Every… Read More

If you have a teenage kid who works, DO NOT give them cash for their birthday or during holidays. Do this instead.

Written by Sunwook Jin, CFP®, CRPC®, CMFC® Every now and then, you want to give them a nice gift for your kid’s birthday or during holidays. But then, you think to yourself, they have everything they need, and you can’t think of a nicer gift. So, you buy them either a gift card or just… Read More


Once Tax Day has come and gone, so has your opportunity to make your 2018 Individual Retirement Account (IRA) contribution. Enroll now > EVERY YEAR, YOU HAVE THE OPPORTUNITY TO INVEST IN YOUR IRA. DON’T MISS OUT THIS YEAR. DON’T MISS OUT THIS YEAR. Get started > Invest for your future: An IRA remains an effective way to save for… Read More

Retirement Plan for Over 50: How to Catch Up on Retirement Saving

By Bill Gordon, AIF® Are you worried that you may not have enough saved for retirement? If you’re 50 or older and don’t have as much as you would like in your retirement nest egg, you’re not alone. One study from Ohio State and the University of Alabama found that 27% of 55- to 60-year-olds in… Read More

5 Financial Goals for 2018

By Bill Gordon, AIF® It’s the New Year again, and that means it’s time to make goals for 2018. Chances are your resolutions will include at least one financial objective. If not, they probably should. In this post, we’ll cover five of the top financial goals you should be making for the coming year to… Read More

Retirement Plan Contribution Limits Rise for 2018

Slight increases have been made due to mild inflation. You will able to put a little more into your workplace retirement account in 2018. The federal government has boosted the annual contribution limit on some of the popular qualified retirement plans thanks to inflation and made other adjustments worth noting. Contribution limits for 401(k)s are… Read More