Protect Your Aging Loved Ones from Elder Financial Abuse

As technology exponentially grows, so does the chance of being financially exploited.  Unfortunately, we are becoming more familiar with the notion of financial abuse targeting elders – scams and other exploitation targeting the savings of people aged 60 and older.  We like to think “it won’t happen to my family” or “my relative is too… Read More

Should You Systematically Withdrawal in Retirement?

Some retirees wish they could simplify money management. Estimating investment income, annual retirement plan distributions, and quarterly taxes can be a chore.  This is why some retirees choose to make systematic withdrawals.  Just as they contributed a set amount per month to their retirement accounts while working, they now withdraw a set amount from their… Read More

The Importance of Naming Beneficiaries

A major issue in estate planning is whom to name as beneficiaries on life insurance policies, pension plan accounts, IRAs, and annuities. This important decision often doesn’t consider the substantial estate and income tax consequences the beneficiary may incur. So, before you name a beneficiary, you may wish to gain a basic understanding of beneficiary… Read More

Retirement Planning is not the same as playing a video game. Because, you can’t hit the reset button.

Growing up, I loved playing video games. One of my favorite games was the Galaga, developed and published by Namco. The game puts the player in control of a 2-dimensional spacecraft which is situated at the bottom of the screen fighting off the enemy aliens arriving in formation at the beginning of each level. Every… Read More