The financial world is notorious for acronyms and vocabulary thrown out in general conversation with the assumption all know what they mean. “ Benchmarking a plan” is exemplary of this situation. The term/phrase is used frequently and often times the individual responsible for the 401(k) retirement plan has no idea what it means. Benchmarking your… Read More
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The Redwood Tree is one of the tallest (350 feet tall) trees in the world, yet it cannot thrive in the wilderness alone. Because its roots are very shallow; often only five or six feet deep, they flourish in thick groves, where the roots can intertwine and even fuse together. This provides the Redwood tremendous strength against the forces of nature, allowing them to withstand high winds and raging floods. Our clients are like the Redwood and our network of specialists is the supporting grove. We help our clients reach their fullest potential by providing them financial guidance that allows them to confidently make financial decisions to weather the constantly changing economic climate.
What We Do
We help successful families boost their financial independence by providing on-going customized wealth management strategies.
Not every client is the same, however, most of our clients face these 5 common concerns:
- Accumulating Their Wealth
- Preserving Their wealth
- Mitigating Taxes
- Taking Care of Their Heirs
- Charitable Giving
Who We Serve
Our clients come from all walks of life. They are business owners, retirees, executives, doctors, nurses, etc. While each person has different goals and dreams, there are some common characteristics that our clients share.
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Latest Updates
Navigating Your Required Minimum Distribution
As much as you would like to, you can’t keep your money in your retirement account forever. These investment vehicles include 401(k)s, IRAs, and similar retirement accounts. Under the SECURE Act, once you reach age 72, you must begin taking required minimum distributions from your 401(k), IRAs, or other defined contribution plans in most circumstances.… Read More
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Handling the Headlines
As an investor, it can be tempting to get caught up in daily news headlines. Consider how news about the election and COVID-19 vaccines have moved the markets over the past several weeks. Having a financial strategy, however, can help you ignore short-term volatility and focus on your long-term vision. As you know, investing is… Read More
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Do Our Biases Affect Our Financial Choices?
Investors are routinely warned about allowing their emotions to influence their decisions. However, they are less routinely cautioned about their preconceptions and biases that may color their financial choices. In a battle between the facts & biases, our biases may win. If we acknowledge this tendency, we may be able to avoid some unexamined choices… Read More
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What to Do When You Receive A Lump Sum of Money
Here’s a scenario for you: You pick up what appears to be a lottery ticket. You check the numbers for a laugh and discover a winning combination, offering you millions of dollars in prize money. What are the chances of that? Yes, the lottery is improbable, but think about maybe a large inheritance or some… Read More
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Should You Pay Off Your Mortgage?
With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or even pay off the debt entirely? After all, your mortgage is one of the biggest expenses you may have in life, does it make sense to get rid of that… Read More
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