Our investment philosophy is based on our belief that the most important investment decision an investor can make is not which investment to buy – but rather, how assets should be allocated based upon the investor’s attitudes, objectives, circumstances, and risk-taking capacity.

We are a Registered Investment Advisor. This means we have a fiduciary duty and fundamental obligation to provide suitable investment advice and always act in the client’s best interests.

Our firm is specialized in the way that we focus on the Risk Management of Investment Portfolios while striving to meet the performance goal. By optimizing risk over, “gain at any cost” we address our clients’ objectives in a much more consistent manner. To accomplish this, we implement the following primary strategies:

  • We believe in Tactical Asset Allocation above of traditional Strategic Asset Allocation. We understand that whether we are heading into a recession or bull market, it is important to make decisions that can work with the current environment while keeping an eye on conditions down the road. Our LPL Financial research team works to determine the appropriate areas of the market in which to invest on an asset allocation basis. They continuously monitor the ideas held in the portfolios and those that are up-and-coming to ensure that we have the most strategic ideas in the portfolio at all times. Our research team consists of seasoned and accomplished industry veterans, comprising one of the largest and most experienced research groups among independent brokerage firms. The team works continuously to interpret and adjust to the latest economic and financial developments to help ensure consistent monitoring and meaningful, current information.
  • We believe that both active and passive management styles offer value to portfolios and thus combine the styles in our portfolios to enhance return and mitigate risk.
  • We purchase investment-grade individual bonds/fixed income* to help control Credit Risk, Yield, Maturity, Expense, etc. and diversify these core bonds with other bond classes.

*Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.